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We're here if you need a little extra to see you through

Just because our loans are simple, it doesn’t mean you don’t have questions! So if you need to get in touch…

zFunds, P.O. Box 763, Lac du Flambeau, WI 54539.

[email protected]

877-864-0601

Mon – Fri | 8AM – 5PM CST

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Installment Loans
up to $2000

zFunds application is fast, easy and totally secure. Apply today and you can get money in your account as soon as tomorrow!

Terms and Conditions

Ziibi, LLC dba zFunds is a commercial enterprise and instrumentality of the Lac du Flambeau Band of Lake Superior Chippewa Indians, a federally recognized sovereign Indian nation (the “Tribe”), which abides by the principles of federal consumer finance laws, as incorporated by the Tribe, and operates within the interior boundaries of the Tribes’ reservation in Lac du Flambeau, WI. Ziibi, LLC dba zFunds is chartered under and operates pursuant to Tribal law. Nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly reserved.

Loans from zFunds are governed by Tribal law, applicable federal law, and the terms and conditions of your Loan Agreement. zFunds does not lend to residents AR, CT, GA, IL, MD, MA, NM, NY, PA, VA, VT, DC, WV, and WI. Any offers of credit are subject to underwriting and verification processes and cannot be transferred to another party.

You acknowledge that by submitting a completed zFunds application, you are applying for a loan. For your application to be approved, you must meet minimum credit criteria established by zFunds, be able to enter a legally binding contract, and meet the requirements listed on myzFunds.com. Applicants are required to verify application information through our secure online process or by speaking with an agent. Credit histories may be verified through national database services. Visit myzFunds.com for applicable rates and frequently asked questions. Complete disclosure of APR, fees and payment terms are provided within the Loan Agreement.

This is an expensive form of borrowing. zFunds loans are designed to meet your short-term borrowing needs and are not intended to be a long-term financial solution. zFunds does not charge any penalties for paying your loan off early, and we encourage you to do so as soon as your finances allow.

Applications processed and approved before 5:00 p.m. CST Monday–Friday are typically funded on the next business day. Generally, a business day means Monday through Friday, excluding federal holidays. Example: If your loan is processed and approved on Friday before 5:00 p.m. CST, it will typically be funded on the following Monday. Deposit times may vary depending on your bank.